401k 2025 Contribution Limit Irs Over 50. Though the $500 boost isn’t significant, it’s a small step forward for those. Starting in 2025, employees can contribute up to $23,500 into their 401 (k) and 403 (b) plans, most 457 plans, and the thrift savings plan for federal employees, the irs announced nov.

So, these taxpayers can still contribute an additional $7,500 in 2025 ($31,000 total). For example, if you pay $3,000 toward your student loan for the year and your employer has a 401(k) match of 50%, they could kick in $1,500 (or 50% of $3,000) to your.